FHA Loans help low income borrowers find a path to homeownership

With a low down payment and expanded financing flexibility, The Federal Housing Authority offers an solutions that works for today's creditworthy low-income borrowers-whether they're first-time or repeat buyers.

FHA loans help low-income borrowers can help overcome two of the greatest barriers to homeownership—down payment and DTI (Debt to Income) ratios. FHA Loans only require a 3½% Down Payment and also allow buyers with up to a 56.9% debt-2-income ratio to acheive home ownership.