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Rates
Conventional - 3% Down Purchase
Conventional - 5% Down Purchase
Conventional - 10% Down Purchase
Conventional - 20% Down Purchase
FHA Loans - 3½% Down Purchase
VA Loans - 5% Down Purchase
VA Loans - 0% Down Purchase
780 to 850 Credit Score Rates
760 to 779 Credit Score Rates
740 to 759 Credit Score Rates
720 to 739 Credit Score Rates
700 to 719 Credit Score Rates
680 to 699 Credit Score Rates
660 to 697 Credit Score Rates
640 to 659 Credit Score Rates
620 to 639 Credit Score Rates
≥780 FICO Purchase Rates 3% Down
≥760 FICO Purchase Rates 3% Down
≥740 FICO Purchase Rates 3% Down
≥720 FICO Purchase Rates 3% Down
≥700 FICO Purchase Rates 3% Down
≥680 FICO Purchase Rates 3% Down
≥660 FICO Purchase Rates 3% Down
≥640 FICO Purchase Rates 3% Down
≥620 FICO Purchase Rates 3% Down
≥780 FICO Purchase Rates 5% Down
≥760 FICO Purchase Rates 5% Down
≥740 FICO Purchase Rates 5% Down
≥720 FICO Purchase Rates 5% Down
≥700 FICO Purchase Rates 5% Down
≥680 FICO Purchase Rates 5% Down
≥660 FICO Purchase Rates 5% Down
≥640 FICO Purchase Rates 5% Down
≥620 FICO Purchase Rates 5% Down
≥780 FICO Fannie Mae-Freddie Mac 10% Down
≥760 FICO Fannie Mae-Freddie Mac 10% Down
≥740 FICO Fannie Mae-Freddie Mac 10% Down
≥720 FICO Fannie Mae-Freddie Mac 10% Down
≥700 FICO Fannie Mae-Freddie Mac 10% Down
≥680 FICO Fannie Mae-Freddie Mac 10% Down
≥660 FICO Fannie Mae-Freddie Mac 10% Down
≥640 FICO Fannie Mae-Freddie Mac 10% Down
≥620 FICO Fannie Mae-Freddie Mac 10% Down
≥780 FICO Fannie Mae-Freddie Mac 20% Down
≥760 FICO Fannie Mae-Freddie Mac 20% Down
≥740 FICO Fannie Mae-Freddie Mac 20% Down
≥720 FICO Fannie Mae-Freddie Mac 20% Down
≥700 FICO Fannie Mae-Freddie Mac 20% Down
≥680 FICO Fannie Mae-Freddie Mac 20% Down
660 to 679 Credit Score Rates
≥640 FICO Fannie Mae-Freddie Mac 20% Down
≥620 FICO Fannie Mae-Freddie Mac 20% Down
≥660 FICO 3½% Down FHA Rates
≥640 FICO 3½% Down FHA Rates
≥620 FICO 3½% Down FHA Rates
≥600 FICO 3½% Down FHA Rates
≥580 FICO 3½% Down FHA Rates
≥660 FICO 5% Down VA Rates
≥640 FICO 5% Down VA Rates
≥620 FICO 5% Down VA Rates
≥600 FICO 5% Down VA Rates
≥580 FICO 5% Down VA Rates
≥660 FICO 0% Down VA Rates
≥640 FICO 0% Down VA Rates
≥620 FICO 0% Down VA Rates
≥600 FICO 0% Down VA Rates
≥580 FICO 0% Down VA Rates
Loan Limits
Loan Limits
2025 Colorado Loan Limits
2025 Texas Loan Limits
2025 Florida Loan Limits
Programs
Programs
Investor Only Rental Property Loans
Investor UWM DSCR Loans
Conventional Loans
Jumbo Loans
USDA Loans
Refinance Loans
Foreign National Loans
Reverse Mortgage Loans
Construction Loans
Non-QM Loans
Investor Gold (Rent Income)
Investor Silver (Tax Return Income)
Investor Copper (Bank Deposit Income)
Investor Pearl (Proifit & Loss Income)
Investor DSCR Loan Orange
Investor DSCR Loan Blue
Investor DSCR Loan Pink
Investor DSCR Loan Yellow
Cash Out Refinance Loans
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Avoid Credit Pull Trigger Calls
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Rates
BACK
Rates
Conventional - 3% Down Purchase
BACK
Conventional - 3% Down Purchase
≥780 FICO Purchase Rates 3% Down
≥760 FICO Purchase Rates 3% Down
≥740 FICO Purchase Rates 3% Down
≥720 FICO Purchase Rates 3% Down
≥700 FICO Purchase Rates 3% Down
≥680 FICO Purchase Rates 3% Down
≥660 FICO Purchase Rates 3% Down
≥640 FICO Purchase Rates 3% Down
≥620 FICO Purchase Rates 3% Down
Conventional - 5% Down Purchase
BACK
Conventional - 5% Down Purchase
≥780 FICO Purchase Rates 5% Down
≥760 FICO Purchase Rates 5% Down
≥740 FICO Purchase Rates 5% Down
≥720 FICO Purchase Rates 5% Down
≥700 FICO Purchase Rates 5% Down
≥680 FICO Purchase Rates 5% Down
≥660 FICO Purchase Rates 5% Down
≥640 FICO Purchase Rates 5% Down
≥620 FICO Purchase Rates 5% Down
Conventional - 10% Down Purchase
BACK
Conventional - 10% Down Purchase
≥780 FICO Fannie Mae-Freddie Mac 10% Down
≥760 FICO Fannie Mae-Freddie Mac 10% Down
≥740 FICO Fannie Mae-Freddie Mac 10% Down
≥720 FICO Fannie Mae-Freddie Mac 10% Down
≥700 FICO Fannie Mae-Freddie Mac 10% Down
≥680 FICO Fannie Mae-Freddie Mac 10% Down
≥660 FICO Fannie Mae-Freddie Mac 10% Down
≥640 FICO Fannie Mae-Freddie Mac 10% Down
≥620 FICO Fannie Mae-Freddie Mac 10% Down
Conventional - 20% Down Purchase
BACK
Conventional - 20% Down Purchase
≥780 FICO Fannie Mae-Freddie Mac 20% Down
≥760 FICO Fannie Mae-Freddie Mac 20% Down
≥740 FICO Fannie Mae-Freddie Mac 20% Down
≥720 FICO Fannie Mae-Freddie Mac 20% Down
≥700 FICO Fannie Mae-Freddie Mac 20% Down
≥680 FICO Fannie Mae-Freddie Mac 20% Down
660 to 679 Credit Score Rates
≥640 FICO Fannie Mae-Freddie Mac 20% Down
≥620 FICO Fannie Mae-Freddie Mac 20% Down
FHA Loans - 3½% Down Purchase
BACK
FHA Loans - 3½% Down Purchase
≥660 FICO 3½% Down FHA Rates
≥640 FICO 3½% Down FHA Rates
≥620 FICO 3½% Down FHA Rates
≥600 FICO 3½% Down FHA Rates
≥580 FICO 3½% Down FHA Rates
VA Loans - 5% Down Purchase
BACK
VA Loans - 5% Down Purchase
≥660 FICO 5% Down VA Rates
≥640 FICO 5% Down VA Rates
≥620 FICO 5% Down VA Rates
≥600 FICO 5% Down VA Rates
≥580 FICO 5% Down VA Rates
VA Loans - 0% Down Purchase
BACK
VA Loans - 0% Down Purchase
≥660 FICO 0% Down VA Rates
≥640 FICO 0% Down VA Rates
≥620 FICO 0% Down VA Rates
≥600 FICO 0% Down VA Rates
≥580 FICO 0% Down VA Rates
Loan Limits
BACK
Loan Limits
2025 Colorado Loan Limits
2025 Texas Loan Limits
2025 Florida Loan Limits
Programs
BACK
Programs
Investor Only Rental Property Loans
BACK
Investor Only Rental Property Loans
Investor Gold (Rent Income)
Investor Silver (Tax Return Income)
Investor Copper (Bank Deposit Income)
Investor Pearl (Proifit & Loss Income)
Investor UWM DSCR Loans
BACK
Investor UWM DSCR Loans
Investor DSCR Loan Orange
Investor DSCR Loan Blue
Investor DSCR Loan Pink
Investor DSCR Loan Yellow
Conventional Loans
Jumbo Loans
USDA Loans
Refinance Loans
BACK
Refinance Loans
Cash Out Refinance Loans
Foreign National Loans
Reverse Mortgage Loans
Construction Loans
Non-QM Loans
Calculators
Mortgage Masters
Mortgage News
BACK
Mortgage News
Weekly Rate News
Reviews
Blog
Adverse Credit Mortgage Waiting Times
Frequently Asked Mortgage Questions
Loan Process
Mortgage Glossary
Seller
Concessions
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≥780 FICO Purchase Rates 3% Down
Home
≥660 FICO 5% Down VA Rates
Investor Only Rental Property Loans
Purchase
Cash Out Refinance Loans
Our Partners
780 to 850 Credit Score Rates
≥660 FICO 0% Down VA Rates
≥660 FICO 3½% Down FHA Rates
Investor Gold (Rent Income)
≥780 FICO Fannie Mae-Freddie Mac 10% Down
Investor DSCR Loan Orange
≥780 FICO Purchase Rates 5% Down
≥780 FICO Fannie Mae-Freddie Mac 20% Down
Conventional - Home Possible + DPA
Conventional - 3% Down Purchase
≥640 FICO 5% Down VA Rates
Reviews
Refinance
≥760 FICO Purchase Rates 3% Down
760 to 779 Credit Score Rates
Investor UWM DSCR Loans
Contact Us
≥640 FICO 0% Down VA Rates
≥640 FICO 3½% Down FHA Rates
Investor Silver (Tax Return Income)
≥760 FICO Fannie Mae-Freddie Mac 10% Down
Investor DSCR Loan Blue
≥760 FICO Purchase Rates 5% Down
≥760 FICO Fannie Mae-Freddie Mac 20% Down
≥620 FICO 5% Down VA Rates
Apply Now
Conventional Loans
First-time Home Buyers
740 to 759 Credit Score Rates
≥740 FICO Purchase Rates 3% Down
≥620 FICO 0% Down VA Rates
≥620 FICO 3½% Down FHA Rates
Investor Copper (Bank Deposit Income)
≥740 FICO Fannie Mae-Freddie Mac 10% Down
Investor DSCR Loan Pink
Conventional - 5% Down Purchase
≥740 FICO Purchase Rates 5% Down
≥740 FICO Fannie Mae-Freddie Mac 20% Down
Rates
≥600 FICO 5% Down VA Rates
≥720 FICO Fannie Mae-Freddie Mac 20% Down
Reverse Mortgages
≥720 FICO Purchase Rates 3% Down
Jumbo Loans
≥600 FICO 0% Down VA Rates
≥600 FICO 3½% Down FHA Rates
Adverse Credit Mortgage Waiting Times
Conventional - 10% Down Purchase
Investor Pearl (Proifit & Loss Income)
≥720 FICO Fannie Mae-Freddie Mac 10% Down
Investor DSCR Loan Yellow
≥720 FICO Purchase Rates 5% Down
720 to 739 Credit Score Rates
Loan Limits
2025 Colorado Loan Limits
2025 Texas Loan Limits
2025 Florida Loan Limits
≥580 FICO 0% Down VA Rates
Frequently Asked Mortgage Questions
≥580 FICO 5% Down VA Rates
≥700 FICO Purchase Rates 3% Down
USDA Loans
≥580 FICO 3½% Down FHA Rates
≥700 FICO Fannie Mae-Freddie Mac 10% Down
≥700 FICO Purchase Rates 5% Down
Conventional - 20% Down Purchase
≥700 FICO Fannie Mae-Freddie Mac 20% Down
700 to 719 Credit Score Rates
Lock and Shop Loan Video
Loan Process
Programs
FHA Loans - 3½% Down Purchase
≥680 FICO Purchase Rates 3% Down
≥680 FICO Fannie Mae-Freddie Mac 10% Down
≥680 FICO Purchase Rates 5% Down
≥680 FICO Fannie Mae-Freddie Mac 20% Down
680 to 699 Credit Score Rates
660 to 697 Credit Score Rates
VA Loans - 5% Down Purchase
Your Incredible Lender Has More Loan Options
Calculators
Mortgage Glossary
≥660 FICO Purchase Rates 3% Down
≥660 FICO Fannie Mae-Freddie Mac 10% Down
≥660 FICO Purchase Rates 5% Down
660 to 679 Credit Score Rates
Seller
Concessions
Mortgage Masters
≥640 FICO Purchase Rates 3% Down
Refinance Loans
VA Rates
≥640 FICO Fannie Mae-Freddie Mac 10% Down
≥640 FICO Purchase Rates 5% Down
≥640 FICO Fannie Mae-Freddie Mac 20% Down
640 to 659 Credit Score Rates
Your Incredible Lender Only Does One Thing
Requested Documents
≥620 FICO Purchase Rates 3% Down
VA Loans - 0% Down Purchase
Interest Rates
≥620 FICO Fannie Mae-Freddie Mac 10% Down
≥620 FICO Purchase Rates 5% Down
≥620 FICO Fannie Mae-Freddie Mac 20% Down
620 to 639 Credit Score Rates
Foreign National Loans
Mortgage News
Site Map
About Us
Get a Quote
Reverse Mortgage Loans
Construction Loans
Blog
Non-QM Loans
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Blog Posts:
Understanding Your Loan Estimate: A Guide for Homebuyers
Your Guide to Saving for a Down Payment
Your Digital Guide to Modern Homebuying
Use your VA Loan Benefits to Buy a Home
What to Consider When Buying Waterfront Property
Why Your Credit Score Matters When Buying a House
VA Home Loans: Benefits for Veterans
Unlock Your Home’s Potential with a Fixed-Rate HELOC
Navigating the Mortgage Pre-Approval Process: Your First Step to Homeownership
FHA Gift Funds: Unlocking the Door to Your New Home
Helpful Home Buying Tips
Wishing Your Family a Wonderful Holiday Season 🎄🎁 🏡
Higher Loan Limits for 2025 Announced
Non-QM Loans: Flexible Home Financing for Self-Employed & Investors
VA Jumbo Loans help Veterans buy New Homes
The Inside Scoop on the Top 5 Mortgage Loan Types
USDA Loans: Affordable Path to Homeownership
How Long is a Mortgage Pre-approval Good For?
Wishing you a Happy Thanksgiving!
Key Questions to Ask Your Mortgage Lender
Investing in Vacation Rentals: Luxury vs. Economy Properties
Understanding Sales Price vs. Appraised Value in Real Estate
Understanding Your Mortgage Statement
Preparing for Your First Mortgage Payment: Key Details to Know
Understanding Conventional Loans: A Guide for Aspiring Homeowners
Is FHA Streamline Refinance Right for You?
Happy Halloween from Incredible Lender
Should You Buy a Condo Vacation Property?
Tips for a Successful First-Time Home Buying Experience
The Rise of Single Women Homeowners: Tips for Navigating the Journey
Condo or Townhouse: Which One Fits Your Lifestyle?
A Simple Guide to First-Time Homebuyer Programs
5 Smart Strategies for Finding the Right Mortgage
How Self-Employed Individuals Can Secure a Mortgage with Confidence
Discover Low-Cost Mortgage Solutions for First-Time Buyers
Understanding the VA Loan: How Many Times Can You Use It?
Financing Options for Real Estate Investment
Understanding Mortgage Rates: A Guide for First-Time Homebuyers
How the Fed's Rate Cut Could Impact Your Mortgage
Top Reasons to Refinance Your Home: Key Benefits to Consider
Choosing the Right Mortgage Term: A Key Decision in Homeownership
Refinance Your Home, Even if You Have Limited Equity
Exploring VA Loans: A Path to Homeownership for Veterans
A Strategic Approach to Adjustable-Rate Mortgages
Home Equity Loans vs. HELOC: Which is Right for You?
How High Balance Loans Can Help You Afford a Home in Expensive Markets
Discover the Benefits of USDA Loans
Housing Assistance Programs for Veterans
Essential Guide to Home Inspections: Safeguard Your Investment
A Guide to Freddie Mac CHOICERenovation Loans
Buying a Home: A Helpful Guide to FHA Loans
How Veterans Can Benefit from the VA Loan Streamline Refinance (IRRRL)
Mixed-Use Property Loans
Unlocking Real Estate Potential with HELOCs
Shared Equity vs. Traditional Loans: What’s Better for Homebuyers?
Native American Direct Loan (NADL) Program
Mortgage Options for Physicians: A Path to Homeownership
Can You Afford to Buy a Vacation Home?
Understanding the Importance of Home Warranties
Mortgage Options For Single Parents
Happy 4th of July !
Mortgage Co-signers : A Strategic Partnership for Homebuyers
Essential Financial Tips for Buying a Vacation Home
Pros and Cons of No-Down Payment Loans
Planning Your Vacation Home Purchase
Building Your Dream Home: The Essential Guide to Construction Loans