740 Credit Score 97 Percent Purchase Loan

Ask about our 12 month Temporary 1% Rate Buydown
(Example: 30 year fixed rate of 6% & first 12 months at 5%)

Navigating USDA and FHA Loan Differences

Navigating USDA and FHA Loan Differences

Jul 29, 2026

Compare USDA vs FHA loans, including down payment, credit, location, income limits, and fees, to find the right fit for your homebuying goals.

What to do after you've been turned down for a Mortgage

What to do after you've been turned down for a Mortgage

Jul 27, 2026

Learn why a mortgage can be denied late in the process, what steps to take right away, and how to prepare for your next home loan attempt.

Learn How to Buy a Lower Mortgage Rate

Learn How to Buy a Lower Mortgage Rate

Jul 24, 2026

Learn how mortgage points work, when a rate buydown may save money, and how to decide if paying more at closing fits your homebuying goals.

About Us

We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

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Loan Programs

Here at Incredible Lender, we have the right loan program for you. Whether you are looking for Purchase, Refinance, or Specialized Loans, we can do it!

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Mortgage Calculators

Browse our selection of calculators and tools. You will find what you need to get started, and then contact us today for a free, personalized consultation.

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