VA Loans can be a solution for buyers who need higher Debt to Income ratios than FHA loans

VA helps Veterans, Servicemembers, and eligible surviving spouses become homeowners.

As part of their mission to serve vets, the veterans administration provides a home loan guaranty benefit and other housing-related programs to help veterans buy, build, repair, retain, or adapt a home.

At Apex Mortgage Brokers, your incredible lender, we train every month to know all of the advantages of this incredible loan program.

Your Incredible Lender can help obtain your Certificate of Eligibility (COE), a formal document issued by the VA that confirms you meet the guidelines.

Veterans don't need to get this document before starting the home loan process.

Veterans need to meet both VA and lender guidelines related to things like credit score, Apex Mortgage Brokers has many tools to help you with FICO scores and that extra tap to get you into your home.

The VA loan program uses an automated approval system the can give you sa loan approval when FHA loans cannot. Unlike FHA loans that have a 59.6% Debt-to-Income ratio, VA loans can go much higher. Your Incredible Lender is here to make that process fast and easy.

Your Incredible Lender's Advantage:

• Make only P&I (Principal & Interest) payments (Other lenders do not have this ability)
• P&I Payments allow you to pay taxes in November
  (Pay Florida Property Taxes early for a 4% discount)
• P&I Payments remind you to shop home insurance
  (Don't get blind-sided by an increase in insurance dues) 
• Did you know you can pay insurance & taxes with a credit card?
  (This can buy time if you have financial troubles)