Dan Graner
NMLS # 1741084
970-455-1008
Dan@ApexMortgageBrokers.com
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Rates
Rates
Conventional - 3% Down Purchase
Conventional - 5% Down Purchase
Conventional - 10% Down Purchase
Conventional - 20% Down Purchase
FHA Loans - 3½% Down Purchase
VA Loans - 5% Down Purchase
VA Loans - 0% Down Purchase
780 to 850 Credit Score Rates
760 to 779 Credit Score Rates
740 to 759 Credit Score Rates
720 to 739 Credit Score Rates
700 to 719 Credit Score Rates
680 to 699 Credit Score Rates
660 to 697 Credit Score Rates
640 to 659 Credit Score Rates
620 to 639 Credit Score Rates
≥780 FICO Purchase Rates 3% Down
≥760 FICO Purchase Rates 3% Down
≥740 FICO Purchase Rates 3% Down
≥720 FICO Purchase Rates 3% Down
≥700 FICO Purchase Rates 3% Down
≥680 FICO Purchase Rates 3% Down
≥660 FICO Purchase Rates 3% Down
≥640 FICO Purchase Rates 3% Down
≥620 FICO Purchase Rates 3% Down
≥780 FICO Purchase Rates 5% Down
≥760 FICO Purchase Rates 5% Down
≥740 FICO Purchase Rates 5% Down
≥720 FICO Purchase Rates 5% Down
≥700 FICO Purchase Rates 5% Down
≥680 FICO Purchase Rates 5% Down
≥660 FICO Purchase Rates 5% Down
≥640 FICO Purchase Rates 5% Down
≥620 FICO Purchase Rates 5% Down
≥780 FICO Fannie Mae-Freddie Mac 10% Down
≥760 FICO Fannie Mae-Freddie Mac 10% Down
≥740 FICO Fannie Mae-Freddie Mac 10% Down
≥720 FICO Fannie Mae-Freddie Mac 10% Down
≥700 FICO Fannie Mae-Freddie Mac 10% Down
≥680 FICO Fannie Mae-Freddie Mac 10% Down
≥660 FICO Fannie Mae-Freddie Mac 10% Down
≥640 FICO Fannie Mae-Freddie Mac 10% Down
≥620 FICO Fannie Mae-Freddie Mac 10% Down
≥780 FICO Fannie Mae-Freddie Mac 20% Down
≥760 FICO Fannie Mae-Freddie Mac 20% Down
≥740 FICO Fannie Mae-Freddie Mac 20% Down
≥720 FICO Fannie Mae-Freddie Mac 20% Down
≥700 FICO Fannie Mae-Freddie Mac 20% Down
≥680 FICO Fannie Mae-Freddie Mac 20% Down
660 to 679 Credit Score Rates
≥640 FICO Fannie Mae-Freddie Mac 20% Down
≥620 FICO Fannie Mae-Freddie Mac 20% Down
≥660 FICO 3½% Down FHA Rates
≥640 FICO 3½% Down FHA Rates
≥620 FICO 3½% Down FHA Rates
≥600 FICO 3½% Down FHA Rates
≥580 FICO 3½% Down FHA Rates
≥660 FICO 5% Down VA Rates
≥640 FICO 5% Down VA Rates
≥620 FICO 5% Down VA Rates
≥600 FICO 5% Down VA Rates
≥580 FICO 5% Down VA Rates
≥660 FICO 0% Down VA Rates
≥640 FICO 0% Down VA Rates
≥620 FICO 0% Down VA Rates
≥600 FICO 0% Down VA Rates
≥580 FICO 0% Down VA Rates
Loan Limits
Loan Limits
2025 Colorado Loan Limits
2025 Texas Loan Limits
2025 Florida Loan Limits
Programs
Programs
Investor Only Rental Property Loans
Investor UWM DSCR Loans
Conventional Loans
Jumbo Loans
USDA Loans
Refinance Loans
Foreign National Loans
Reverse Mortgage Loans
Construction Loans
Non-QM Loans
Investor Gold (Rent Income)
Investor Silver (Tax Return Income)
Investor Copper (Bank Deposit Income)
Investor Pearl (Proifit & Loss Income)
Investor DSCR Loan Orange
Investor DSCR Loan Blue
Investor DSCR Loan Pink
Investor DSCR Loan Yellow
Cash Out Refinance Loans
Calculators
Mortgage News
Mortgage News
Weekly Rate News
Reviews
Blog
Adverse Credit Mortgage Waiting Times
Frequently Asked Mortgage Questions
Loan Process
Mortgage Glossary
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Concessions
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Site Map
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Information
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Contact Us
Apply Now
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Avoid Credit Pull Trigger Calls
Quick Loan Application
Full Loan Application
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Rates
BACK
Rates
Conventional - 3% Down Purchase
BACK
Conventional - 3% Down Purchase
≥780 FICO Purchase Rates 3% Down
≥760 FICO Purchase Rates 3% Down
≥740 FICO Purchase Rates 3% Down
≥720 FICO Purchase Rates 3% Down
≥700 FICO Purchase Rates 3% Down
≥680 FICO Purchase Rates 3% Down
≥660 FICO Purchase Rates 3% Down
≥640 FICO Purchase Rates 3% Down
≥620 FICO Purchase Rates 3% Down
Conventional - 5% Down Purchase
BACK
Conventional - 5% Down Purchase
≥780 FICO Purchase Rates 5% Down
≥760 FICO Purchase Rates 5% Down
≥740 FICO Purchase Rates 5% Down
≥720 FICO Purchase Rates 5% Down
≥700 FICO Purchase Rates 5% Down
≥680 FICO Purchase Rates 5% Down
≥660 FICO Purchase Rates 5% Down
≥640 FICO Purchase Rates 5% Down
≥620 FICO Purchase Rates 5% Down
Conventional - 10% Down Purchase
BACK
Conventional - 10% Down Purchase
≥780 FICO Fannie Mae-Freddie Mac 10% Down
≥760 FICO Fannie Mae-Freddie Mac 10% Down
≥740 FICO Fannie Mae-Freddie Mac 10% Down
≥720 FICO Fannie Mae-Freddie Mac 10% Down
≥700 FICO Fannie Mae-Freddie Mac 10% Down
≥680 FICO Fannie Mae-Freddie Mac 10% Down
≥660 FICO Fannie Mae-Freddie Mac 10% Down
≥640 FICO Fannie Mae-Freddie Mac 10% Down
≥620 FICO Fannie Mae-Freddie Mac 10% Down
Conventional - 20% Down Purchase
BACK
Conventional - 20% Down Purchase
≥780 FICO Fannie Mae-Freddie Mac 20% Down
≥760 FICO Fannie Mae-Freddie Mac 20% Down
≥740 FICO Fannie Mae-Freddie Mac 20% Down
≥720 FICO Fannie Mae-Freddie Mac 20% Down
≥700 FICO Fannie Mae-Freddie Mac 20% Down
≥680 FICO Fannie Mae-Freddie Mac 20% Down
660 to 679 Credit Score Rates
≥640 FICO Fannie Mae-Freddie Mac 20% Down
≥620 FICO Fannie Mae-Freddie Mac 20% Down
FHA Loans - 3½% Down Purchase
BACK
FHA Loans - 3½% Down Purchase
≥660 FICO 3½% Down FHA Rates
≥640 FICO 3½% Down FHA Rates
≥620 FICO 3½% Down FHA Rates
≥600 FICO 3½% Down FHA Rates
≥580 FICO 3½% Down FHA Rates
VA Loans - 5% Down Purchase
BACK
VA Loans - 5% Down Purchase
≥660 FICO 5% Down VA Rates
≥640 FICO 5% Down VA Rates
≥620 FICO 5% Down VA Rates
≥600 FICO 5% Down VA Rates
≥580 FICO 5% Down VA Rates
VA Loans - 0% Down Purchase
BACK
VA Loans - 0% Down Purchase
≥660 FICO 0% Down VA Rates
≥640 FICO 0% Down VA Rates
≥620 FICO 0% Down VA Rates
≥600 FICO 0% Down VA Rates
≥580 FICO 0% Down VA Rates
Loan Limits
BACK
Loan Limits
2025 Colorado Loan Limits
2025 Texas Loan Limits
2025 Florida Loan Limits
Programs
BACK
Programs
Investor Only Rental Property Loans
BACK
Investor Only Rental Property Loans
Investor Gold (Rent Income)
Investor Silver (Tax Return Income)
Investor Copper (Bank Deposit Income)
Investor Pearl (Proifit & Loss Income)
Investor UWM DSCR Loans
BACK
Investor UWM DSCR Loans
Investor DSCR Loan Orange
Investor DSCR Loan Blue
Investor DSCR Loan Pink
Investor DSCR Loan Yellow
Conventional Loans
Jumbo Loans
USDA Loans
Refinance Loans
BACK
Refinance Loans
Cash Out Refinance Loans
Foreign National Loans
Reverse Mortgage Loans
Construction Loans
Non-QM Loans
Calculators
Mortgage News
BACK
Mortgage News
Weekly Rate News
Reviews
Blog
Adverse Credit Mortgage Waiting Times
Frequently Asked Mortgage Questions
Loan Process
Mortgage Glossary
Seller
Concessions
Requested Documents
Site Map
About Us
BACK
About Us
Mortgage
Information
3% Down "Conforming" Purchase Loan Interest Rates for 620 to 639 FICO Scores
The Closing Costs & Origination can be paid by the Home Buyer, Seller Concessions or with a Bogey (Lender Credit)