Getting marrried? Did you know "first time home buyers" can get a home loan with as little as 3% down.

Only one person on the loan has to be a first time home buyer who has not owned a primary residence in the past 36 months. Also, there are no income restrictions on this loan program unlike the "HomeReady" program that caps your annual income at 80% of the AMI (Average Median Income).

Take advantage of our very low Monthly Mortgage Insurance payments. Instead of putting an extra 17% down (20% down to avoid Mortgage Insurance) your financial advisor should be able to put that money to work in your investments rather than having it sit idle in home equity.